I need to start exercising my financial muscles, and creating an emergency savings fund seems like a good place to start. As of today (6/30) I already have 170$ saved up! My goal is to have at least one month's rent saved and sitting in the bank at any one time. I am saving for other goals too but I plan on not pulling anything out of savings unless I absolutely need to.
I volunteer with my community's Emergency Services Dept., and it inspired me to go another step further and go to nursing school. I enjoy medicine and helping others - what better way to do both those things than by becoming a nurse?!
I have been in debt since I finished college in 2008, and I feel like I'll never get out of it. My dad taught me all kinds of financial lessons as a kid, but I never really heeded them. Now that I'm adult I kick myself for the mistakes I've made with my money. I work full time, but I don't make much more than the state minimum wage. I'm living almost paycheck to paycheck, and while I can pay my bills on time, I'm not paying much more than the minimums on my debt. There are a lot of goals I want to achieve, and things I want to do in the next few years that I can't do unless I pay off my debt.
