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I would like to save a $400 a month
Career & Finance: Retirement

Why do you want to do this?

I would like to feel comfortable that if a crisis comes up I can handle it financially and not have to take out a loan

What three things will you need to make this happen?

put in a savings account $200 a pay period and not touch it

live on disposable income minus the $200 a pay

change spending habits, purchase necessities

What is the biggest barrier to your achieving this?

thinking I need to purchase things I really dont need

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