Career & Finance: Home Ownership

Why do you want to do this?

I've never owned a house and I am ready for that lifestyle. My career was in the military and I moved alot. I don't want to do that anymore.

What three things will you need to make this happen?

Save up down payment.

choose where to live. Both my husband and myself have health issues that require us to live in a fairly temperate climate. I can't take heat and he can't take cold. Both conditions cause physical pain for us.

Select the right property. We have horses and need at least 5 acres of land.

What is the biggest barrier to your achieving this?

The biggest barrier is myself. I have always been fairly irresponsible with money, not respecting what it can do for me. I'm on a fixed income and right now am living from paycheck to paycheck. Soon I will be moving to a property that will have significantly lower rent and will be able to seriously save money. In much of my life prior to now I was devalued and had very low self esteem, I spent money to make myself feel better. It's still a habit, but I'm truly getting better.