Career & Finance: Debt Management
Why do you want to do this?
Avoid wastage
What three things will you need to make this happen?
Cut down on cab fares and take public transport
Stop online shopping to reduce spending on clothes and shoes (the biggest expenditure)
Convince myself that they are unnecessary:
1) Skincare - cuz I am still young!
2) Work clothes - I have truckloads
3) Snacks - I have a healthier lifestyle in return
4) More credit cards for the sake of their benefits and perks
5) Fashio magazines - reduce temptations on shopping!
6) Signing packages - I don't need so many manicures and pedicures, facials and massages at this age
What is the biggest barrier to your achieving this?
Temptation
As you progress with your goal, share the resources you find helpful with others who can also benefit from them.
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